Bad debts can strike at any time. Even global household names can fail. In the ‘worst case’ scenario, the consequence of a bad debt could be terminal for your own business. Smaller bad debts can still leave a gap in your cashflow; worse than that may be the fact that you’ve lost a customer and hence their future purchases. With a 5% profit margin, a bad debt of £50,000 will need replacement sales of £1m just to ensure your business ‘stands still’, let alone grows! Get in touch with us here to find out more information on how this can be avoided.


Our plc client, a provider of communications solutions across the UK suffered a significant bad debt with the failure of a notable US bank in 2008/09.

“We always viewed our debtor book as blue chip until we suffered such a loss. Our policy protects us from a catastrophic loss with a very reasonable self-insurance level and a cost effective premium.” – Credit Control & Data Analyst

Suffered a bad debt
and afraid it might
happen again?

Worried you’re agreeing large
credit limit exposures that
may come back to haunt you?


Frustrated you’re losing sales
to competitors offering more
relaxed terms of payment?

Irritated the bank is
forcing you to take their
credit protection?

Already credit insured but
frustrated that it’s no longer
meeting your needs?